Pricing

Ready to Take Control of Your Credit?

Don’t let credit issues hold you back any longer! Our expert credit specialist is here to help you navigate the complexities of credit repair and improvement.

Whether you’re looking to boost your credit score, remove inaccuracies, or simply understand your credit report better, we can guide you every step of the way.

Book a Free Consultation Today!

Take the first step towards a brighter financial future. Schedule a no-obligation, free consultation with our experienced credit specialist.

We’ll discuss your unique situation and create a personalized plan to achieve your credit goals. Our comprehensive credit repair services start at just $99.

We Manifest Wealth — Pricing & Services

Serving clients in all 50 states – Based in Raleigh, NC

Satisfaction Guaranteed | IdentityIQ Required ($26.86/mo)

North Carolina has specific state laws for credit repair. Please select the pricing that applies to your location.

CORE SERVICES

DIY Credit Refresh

Perfect for motivated clients who want to repair their credit on their own with guidance, tools, and monthly support from the We Manifest Wealth system.

Best for:

✔ Self-starters

✔ Budget-conscious clients

✔ Learning how credit works

This is a DIY credit education option for clients who want to understand their credit and take action on their own.

$

69

/month

No contracts. Cancel anytime.

👉 This option does not include disputes or hands-on work.

Perfect if you want information and direction, not done-for-you service.

Everything and, plus:

  • Step-by-step DIY credit repair walkthrough

  • Editable dispute letter templates updated monthly

  • Credit education + score-boosting checklist

  • Email support for setup questions (no direct disputes handled)

  • Rebuilding tips & best practices

  • Credit audit overview

WMW recommends

Credit Confidence

A done-for-you credit restoration service designed to remove stress, confusion, and guesswork.

Best for:

✔ Credit cleanup & corrections

✔ Collections & inaccuracies

✔ Clients who want it handled professionally

Starting at

$

700

FLAT FEE

👉 Ideal for clients who want professional credit restoration without long-term contracts or confusing packages.

What's included:

  • Full 3-bureau credit audit & analysis

  • Personalized dispute strategy (no templates)

  • Done-for-you disputes with Experian, Equifax & TransUnion

  • Creditor & collection letters (validation, goodwill, removal requests)

  • Credit rebuilding strategy to improve utilization & score health

  • 60–90 days of active handling

  • Priority client support

  • Provide monthly updates through your client dashboard

Elite Credit Makeover

Our most comprehensive credit restoration experience, focused on aligning your credit with real-life goals not just fixing errors.

Best for:

✔ Major life resets (divorce, relocation, financial recovery)

✔ Housing or mortgage preparation

✔ Clients who need strategic, high-touch support

$

1000

FLAT FEE

👉 Designed for clients who are serious about outcomes, approvals, and long-term financial stability.

What’s included:

  • Everything in Credit Confidence

  • Extended 90–120 days of active handling

  • Advanced dispute & strategy review

  • Collection negotiation guidance

  • Lender-readiness & profile review

  • Personalized score-growth timeline

  • Credit behavior coaching (what to do & what to avoid)

  • Pre-approval readiness checklist

  • Priority placement & faster turnaround

Homebuyer & After-Divorce Credit Readiness 

Referral-based service

Designed for clients referred by:

  • Realtors

  • Mortgage lenders

  • Divorce attorneys

Starting at

$

1,500

Payment is collected in accordance with state and federal credit repair regulations and is based on services rendered.

  • This is a high-touch, strategic credit readiness service focused on positioning your credit for approvals, not just improvement.

  • Includes customized support based on your situation and timeline.

  • Aligning your credit profile with housing and lending requirements

    Pricing varies depending on complexity and goals.

    👉 Consultation required prior to enrollment.

Everything and, plus:

  • What’s included (customized per client):

    • Advanced credit audit and readiness assessment

    • Personalized dispute and rebuild strategy

    • Lender-focused credit positioning

    • Collection strategy and negotiation guidance

    • Credit behavior coaching during active lending periods

    • Ongoing support aligned with your purchase or transition timeline

IS THIS RIGHT FOR YOU?

Our services are best for clients who:

  • Want professional guidance and execution

  • Are ready to improve their financial situation

  • Value strategy, privacy, and peace of mind

If you’re looking for shortcuts or overnight fixes, this may not be the right fit.

READY TO GET STARTED?

📩 Apply for services or book a consultation

📍 Serving clients nationwide | Based in Raleigh, NC

Results vary by individual credit profile. No specific score increase is guaranteed.