Pricing
Don’t let credit issues hold you back any longer! Our expert credit specialist is here to help you navigate the complexities of credit repair and improvement.
Whether you’re looking to boost your credit score, remove inaccuracies, or simply understand your credit report better, we can guide you every step of the way.
Book a Free Consultation Today!
Take the first step towards a brighter financial future. Schedule a no-obligation, free consultation with our experienced credit specialist.
We’ll discuss your unique situation and create a personalized plan to achieve your credit goals. Our comprehensive credit repair services start at just $99.
North Carolina has specific state laws for credit repair. Please select the pricing that applies to your location.
⭐ CORE SERVICES
DIY Credit Refresh
Perfect for motivated clients who want to repair their credit on their own with guidance, tools, and monthly support from the We Manifest Wealth system.
Best for:
✔ Self-starters
✔ Budget-conscious clients
✔ Learning how credit works
This is a DIY credit education option for clients who want to understand their credit and take action on their own.
$
69
/month
No contracts. Cancel anytime.
👉 This option does not include disputes or hands-on work.
Perfect if you want information and direction, not done-for-you service.
Everything and, plus:
Step-by-step DIY credit repair walkthrough
Editable dispute letter templates updated monthly
Credit education + score-boosting checklist
Email support for setup questions (no direct disputes handled)
Rebuilding tips & best practices
Credit audit overview
WMW recommends
Credit Confidence
A done-for-you credit restoration service designed to remove stress, confusion, and guesswork.
Best for:
✔ Credit cleanup & corrections
✔ Collections & inaccuracies
✔ Clients who want it handled professionally
Starting at
$
700
FLAT FEE
👉 Ideal for clients who want professional credit restoration without long-term contracts or confusing packages.
What's included:
Full 3-bureau credit audit & analysis
Personalized dispute strategy (no templates)
Done-for-you disputes with Experian, Equifax & TransUnion
Creditor & collection letters (validation, goodwill, removal requests)
Credit rebuilding strategy to improve utilization & score health
60–90 days of active handling
Priority client support
Provide monthly updates through your client dashboard
Elite Credit Makeover
Our most comprehensive credit restoration experience, focused on aligning your credit with real-life goals not just fixing errors.
Best for:
✔ Major life resets (divorce, relocation, financial recovery)
✔ Housing or mortgage preparation
✔ Clients who need strategic, high-touch support
$
1000
FLAT FEE
👉 Designed for clients who are serious about outcomes, approvals, and long-term financial stability.
What’s included:
Everything in Credit Confidence
Extended 90–120 days of active handling
Advanced dispute & strategy review
Collection negotiation guidance
Lender-readiness & profile review
Personalized score-growth timeline
Credit behavior coaching (what to do & what to avoid)
Pre-approval readiness checklist
Priority placement & faster turnaround
Homebuyer & After-Divorce Credit Readiness
Referral-based service
Designed for clients referred by:
Realtors
Mortgage lenders
Divorce attorneys
Starting at
$
1,500
Payment is collected in accordance with state and federal credit repair regulations and is based on services rendered.
This is a high-touch, strategic credit readiness service focused on positioning your credit for approvals, not just improvement.
Includes customized support based on your situation and timeline.
Aligning your credit profile with housing and lending requirements
Pricing varies depending on complexity and goals.
👉 Consultation required prior to enrollment.
Everything and, plus:
What’s included (customized per client):
Advanced credit audit and readiness assessment
Personalized dispute and rebuild strategy
Lender-focused credit positioning
Collection strategy and negotiation guidance
Credit behavior coaching during active lending periods
Ongoing support aligned with your purchase or transition timeline
IS THIS RIGHT FOR YOU?
Our services are best for clients who:
Want professional guidance and execution
Are ready to improve their financial situation
Value strategy, privacy, and peace of mind
If you’re looking for shortcuts or overnight fixes, this may not be the right fit.
READY TO GET STARTED?
📩 Apply for services or book a consultation
📍 Serving clients nationwide | Based in Raleigh, NC
Results vary by individual credit profile. No specific score increase is guaranteed.
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